Loans

Loans

Countryside Bank is here to help you with all of your financing and cash management needs.  We offer quick, friendly service on a wide variety of loans, large or small, with competitive rates and terms.  Our loan officers have the experience and knowledge to help you find the best financial solutions.  We strive to understand your goals, as a farmer, rancher, business or individual, and we can customize any loan to meet your specific circumstances.  NMLS# 641100

Agriculture

Agriculture
Agriculture

Operating Line of Credit Loans: use funds as you need them throughout the year but interest accrues only on the amount you actually borrow.

Livestock Loans: purchase livestock with either an individual note or a renewable line of credit.

Equipment Loans: term out debt for equipment purchases to keep working capital available for operating needs.

Ag Real Estate Loans: acquire new land or refinance at a fixed rate with a customizable payment schedule.

Commercial

Commercial
Commercial

Commercial Line of Credit Loans: manage occasional cash shortfalls by borrowing only what you need and then repay based on your sales.

Inventory and Equipment Loans: borrow at a fixed rate to purchase inventory or equipment and keep your cash available for operating needs.

Commercial Real Estate Loans: acquire new property, build a new facility, or expand an existing facility with loan terms tailored to meet your needs.

Consumer

Consumer
Consumer

Consumer

Vehicle Loans: With our quick decisions, competitive rates, and excellent customer service, we are ready to help you finance your auto whether it’s brand new or just new to you! 

Personal Loans: borrow cash for any reason using collateral such as, vehicles, real estate, other personal property or, CDs.

Home Mortgage

Home Mortgage
Home Mortgage

Home Mortgage Loans: purchase a new home or refinance your current home with our competitive mortgage rates and terms.  Our friendly loan officers have the knowledge and experience to walk you through the entire mortgage process.

Other Home Mortgage-Related Programs We Offer:

  • Home Improvement Loans: add space or upgrade the space you have with a loan from us!
  • Land Purchase Loans: buy the perfect land for the future location of your new home.
  • Home Construction Loans: build your new home with short-term financing during the construction phase and then we'll help you obtain the appropriate mortgage for the long-term once your home is completed.