Service Fees

Service Fees

*An overdraft charge of $20.00 per item, with a maximum charge of $100.00 per day, could be charged if an item drafted by you (such as a check or withdrawal) or a transaction you set up (such as a preauthorized transfer) is presented for payment in an amount that is more than the amount of money available in your account, and we decide to pay the item or transaction, you agree that we can charge you an Overdraft Charge for paying the payment. The categories of transactions for which an overdraft charge may be imposed are those by any of the following means: check, in-person withdrawal, recurring POS withdrawal, or other electronic means.

 

** A NSF (nonsufficient funds) charge of $25.00 per item per presentment, with a maximum charge of $100.00 per day, could be charged if an item drafted by you (such as a check or withdrawal) or a transaction you set up (such as a preauthorized transfer) is presented for payment in an amount that is more than the amount of money available in your account and we decide not to pay the item or transaction. You agree that we can charge you a NSF Charge for not paying the payment. Be aware that such an item or payment may be presented multiple times. We do not monitor or control the number of times a transaction is presented for payment. You agree that we may charge you a NSF Charge each time a payment is presented if the amount of money available in your account is not sufficient to cover the payment, regardless of the number of times the payment is presented. The categories of transactions for which a NSF Charge may be imposed are those by any of the following means: check, in-person withdrawal, recurring POS withdrawal, or other electronic means.

Unless prohibited by applicable law or regulation, we also reserve the right to chargeback to your account the amount of any item deposited to your account or cashed for you which was initially paid by the payer bank and which is later returned to us due to an allegedly forged, unauthorized or missing endorsement, claim of alteration, encoding error or other problem which in our judgement justifies reversal of the credit.